Legal Information Team

September 3, 2010

Control Purchasing Costs With Online Contracts and Structured Purchase Approval Routes

Filed under: Legal — Tags: , , — admin @ 12:16 pm

As companies and government agencies struggle to reduce operating budgets, purchasing managers are beginning to control purchasing costs using e-procurement. Utilizing tools to enforce contract compliance and provide more efficient electronic purchase approval routes, they are enabling their organizations to track spend and control costs more effectively.

With budgets tightening and more scrutiny given to purchase decisions, stricter guidelines are being enforced to ensure that money is being spent with the proper controls in place. In addition, businesses and state agencies are expecting managers to be more accountable for their budgets as cost cutting decisions become more the rule than the exception. For more information visit Legal agreements

In the past, requestors would fill out paper orders using their favorite suppliers without even looking at contracts already in place. This practice wasted thousands of dollars per year and did not allow management to easily track and contain these purchasing gaps. With that in mind, more organizations are migrating to a e-procurement strategies to help departmental managers enforce contract compliance and control off-contract spending. 3

As executives repeatedly task middle management to cut costs in order to save jobs, they are looking at online e-procurement solutions to help. Without these tools, the purchasing processes are too cumbersome and do not provide the information necessary to manage budgets effectively. 3

Implementing an on line purchasing solution can be relatively quick and bring the organization in compliance with their strategic goals in a much faster period of time. In addition, some of these online tools can also integrate with the company ERP applications to automatically provide budget checking, which can streamline the process and enforce business rules all at the same time. For more information visit contracts online

In summary, controlling purchasing costs and implementing efficient approval routes can be done all at once using online procurement tools. Executives looking for ways to reduce costs across their operating budgets should be investigating these tools as a way to bring their business in line with the budget cuts they are asking their enterprise to manage.

Article done by: Montgomery Emerson Article Source: http://EzineArticles.com/?expert=Montgomery_Emerson

September 2, 2010

What to Do following a Vehicle Crash

Filed under: legalinformationteam — admin @ 8:58 am

Auto accidents are all-too-common incidences. They may vary from the minor “fender-bender” with little property harm with no injuries to multi-car pile-ups along with serious property destruction and fatalities. They may have life-changing outcomes. If you drive a car, you should know how to proceed if you’re involved in an automobile accident.

Things You can Do following a Car Accident

If you are involved in an vehicle accident, there are particular measures you must take, for instance:

  • Put on your crisis blinkers so that other drivers will get around you.
  • Check to find out if any person in your vehicle is injured, and if then, make a call for medical help.
  • Exit your motor vehicle if it is safe to do so.
  • Check to see if anyone inside the other vehicle is harmed, and if so, call for medical help.
  • Call the police force. They will make a police survey of the truths of the car accident, which may be used in insurance inspections and law suits. They will also aid in exchanging information among chauffeurs as well as in routing the traffic around the accident. They can additionally evaluate if any person has been driving when drunk.
  • Take a picture of the scene if you have a camera. Some people preserve a non reusable camera inside their vehicle for this reason. Additionally you may have a camera in your cell phone.
  • If you are able to securely move your vehicle, pull off towards the shoulder of the road.
  • Exchange names, addresses, telephone numbers plus insurance info with other motorists. This data is extremely important for filing a claim with your insurance company.
  • Get the names, addresses as well as phone numbers of any witnesses so that you know whom to contact if the accident requires to be investigated.
  • Don’t discuss the mishap with other chauffeurs or witnesses. If you acknowledge responsibility, this may be used vs you later on. Additionally you don’t want to commence any reasons.
  • Mentally note, plus, at the earliest opportunity, note down the truths surrounding the mishap, such as the time, date, spot of the mishap plus weather conditions.
  • If the police have been called, stay at the scene of the accident until the responding officer tells you that you could depart.
  • Call your insurance broker and also report the accident. Ask your agent about any time limitations for filing a claim. If you are planning to file for a claim, have the claims process commenced at the earliest opportunity. Your insurance provider will investigate the loss, take documents and check the injury to both automobiles in order to decide the worth of your claim.
  • Phone your attorney if you are wounded or the injuries are considerable. The regulations of each area may vary. Your lawyers might describe legislation to you plus counsel you of your legal privileges along with obligations. Your law firm can also help determine who was responsible and may aid you get compensation for your property harm as well as personal injuries.

Reporting a Mishap to Insurance Providers

Sometimes, a chauffeur involved in an automobile accident does not want to record the accident to his insurance provider. Generally, the worry for your insurance coverage charges will go up, plus you favor to pay for the injuries up front. If you are engaged in this scenario, you should know that it’s up to each motorist whether or not to record the accident to the insurance vendor.

You are not bound by the other driver’s verdict. The other motorist can also alter his mind after he has an opportunity to consider it. It’s best to discuss with your insurance broker and also to your attorneys. In case the other driver alters his view and files a suit with his insurance firm, it might be too late to submit a claim with your insurance vendor.

Hit & Run Mishaps

A hit-and-run incident occurs when a car collides with some other automobile, a pedestrian or an object, and also the motorist of the offending automobile drives far away without stopping initially. Whenever this happens, the motorist in the offending automobile has simply committed a crime. If you’re the victim of a hit-and-run car accident, contact the police at your earliest chance. It is best if you can phone the police from the scene.

If you’re the driver of the offending car in a hit-and-run crash, you will require to get in touch with the police as quickly as possible. You’ll be in a stronger position in case the police do not have to arrive searching for you. You might want to get hold of your lawyers first.

Questions for Your Attorneys

If I have been involved in an auto incident, I don’t file a claim with my insurance company by understanding with the other motorist, and the other driver files a claim, will my insurance firm protect me in case the other driver’s insurance company later sues me for harms?
Will the truth that I was getting pictures of the car accident scenario soon after the automobile accident affect my case that I sustained personal injuries in the car accident?
Will my vehicle insurance provider disburse my claim if my auto was ruined by a hit-and-run chauffeur?

For assistance with all kinds of personal accident injury, consult with a Columbus GA PI attorney. A wrongful death lawyer Columbus might be able to get you the compensation you deserve. Select a medical malpractice lawyer Columbus Georgia for a free preliminary consultation.

The Importance Of Identity Theft Statistics

Filed under: Identity Theft — Tags: , , , — admin @ 8:17 am

If you assume that identity theft statistics can help much in decreasing this crime you are then wrong. In truth, the case is steadily growing over the last ten years by about 80 percent. It implies that everyday there are identity thefts committed in various manners. So, what can you get from identity theft statistics?

You Can Modify the Identity Theft Statistics

There is an issue states that statistics are not always truthful since they are limited generally to a control group. Yet, it is important that you begin reverse the identity theft statistics. Providing that identify theft has a great impact upon your life both at personal and professional levels, you must take enough measures that you don’t become part of those statistics. It is not difficult to ensure that you stay safe and out of the reach of any type of mischief.

As said by identity theft statistics, one in every 20 persons would fall prey to this trouble this year. The question is that would you want to be part of the identity theft statistics, or else, would you want to guarantee yourself that you stay outside the dragnet’s risk?

How Do You Stay Safe?

Preventing identity theft is just a matter being organized and ensuring that no one ever has access to your personal information, i.e. your social security number, your mother’s maiden name, your bank account details, your puppy’s name, you cat’s (if any) name, your dependents’ name and any such information that could be used to prove your identity.

Keeping any sensitive information in the purse or wallet is not prudent. Imagine it being stolen, what things are of most important to you in your wallet? Remove all that would give access to your bank account or enable the thief to apply for a credit card in your name. Do not have passwords, pin codes, bank accounts, social security number, etc. on your person because these could be stolen as well. Keep these important documents in file cabinet or other secure place in your home. In most homes, vertical filing cabinets will be your great furniture that comes in a variety of sizes and models. There are also a few options of cheap file cabinets available to you if you are in a tight budget. By using these file cabinets you will be able to protect yourself from becoming a victim of identity theft.

Make Xerox copies of all the important papers you have like life insurance policy, appointment letter, medical insurance, credit cards, etc. This would be of great help lest you do become part of the identity theft statistics. If you loose anything, you would be able to immediately inform the right authorities and have the credit card and other vital accounts cancelled or on hold until you sort yourself out. Beyond identity theft statistics, staying safe is not impossible. You can minimize your chance to face identity theft by having the right effort and be extra mindful when managing sensitive information.

September 1, 2010

You Should Prevent Identity Theft Before It Happens To You

Filed under: legalinformationteam — admin @ 11:20 pm

I’m once an identity theft victim so hear me whenever I say that to prevent identity theft is  easier than seeking to cure it. I never thought  of stuff just like this would happen in real life and all I thought was that it happened just in the films. But, identity robbers are out there and they’re hungry for anybody’s identity to manipulate for their own means and their own advantages. So, that is why I’m writing this informative article right now to reveal the demand to protect your identity.

I was innocent of my identity being compromised. I never expected that as well since I do not know anyone who might be that angry at me to do that, or do I learn any person whom I’ve offended so awfully to deserve it. The bottom line is,  these thieves don’t know you nor would they really care who you might be. Provided that they could get your name, your own information, they have become you and have access to your financial transactions and have sullied your nice name. I had been caught unguarded and I paid out the price, so I urge anyone who’s reading through this to prevent identity theft the moment possible.

It’s recommended to prevent identity theft simply by signing up yourself and your loved ones to identity protection organizations. There are several out there which are respectable with good history. These include plans and with features. Each has diverse features and extra services from each other, however they present excellent service and excellent insurance. I think the perfect way to select which company to subscribe to would be to check at what your needs are. It is possible to check the pros and cons of each of such organizations online at web sites which specifically review identity theft protection organizations.

One such website is Identity Theft Labs because they assess, compare, and rate some of the top agencies that prevent identity theft. Identity thievery rates agencies like as LifeLock, TrustedID, IDWatchdog, and Identity Guard. Checking out this site out could be a great aid for you if you might have no notion of what ID theft is and the way to avoid it. The web site explains what identity theft is and exactly how these agencies can help you to avoid it. It may also help people who’ve already lost their identity to identities thieves, exactly like me, they also explain how individuals with stolen identities can get them back.

I hope that I’ve convinced those who’ve go through this to acquire identity protection. It’s as essential as having a SS number, a charge card, and a bank account. It’s probably the most significant thing to keep because you can often get a new banking accounts, a brand new credit card, but getting again your identity which was taken from you requires a lot of time, funds, and not to mention, patience. Therefore it’s ideal to safeguard yourself, your family, and your good name and prevent identity theft now.

Memory Foam Bed and Pillow – Really Your need it!!!

Filed under: Uncategorized — admin @ 8:58 am

It’s a detail that all persons require to have sufficient sleep to be refurbished and revitalized for the next day’s activities. Yet it is furthermore a detail that there are persons who are incapable to get sufficient sleep. Worse, there are persons who are finding it hard to sleep at all. One way to have entire and refurbishing sleep is to lie on a snug bed. Indeed, certain kinds of bedding can assist advance one’s sleep. People pain from insomnia, back agony, sinew agony, restlessness, and numbness should use the right bedding to not less than get a little of the sleep they need.

Generally, adversity to get some sleep is initiated by a personal or emotional condition. A individual who has a dozing disorder routinely have to request health advice. However, they should furthermore use things that will minimize the disorder. One of the things that can assist them advance sleep is the bedding, and they would seem better if they use the so-called Memory foam bedding.

4ft Memory foam bedding is an exclusive kind of bedding. It is made up of high-density components with lone distinct cells. It assists rest sinew and body components of users. Users can lie on his back, edges, or stomach and still seem snug in any way. The material for the Memory foam bedding furthermore alleviates force points. When it arrives to the pillow, the Memory foam pillow evens the head with that of the body therefore eradicating muscle pains and back pains. It adjusts to the structure and place of users, eradicating agony and advancing sleep.

Aside from the detail that the 4ft Memory foam bedding and the Memory foam pillows decreases sinew pains and advance sleep, they furthermore last long than commonplace beddings. They adapt to distinct temperatures of the environment. Under moderately hot warmth, the bedding or pillow becomes more elastic. In a cooler natural environment, the foam becomes a little harder. In other phrases, it does not get effortlessly decimated by moderately hot or cooling warmth because it regulates naturally. At the end, users can relish a long-lasting solace with Memory foam Mattresses and memory foam pillows.

Although the 4ft Memory foam bedding is exclusive, it is not hard to find. You just have to understand where to look. First halt, you can utilize the Internet. Among numerous websites that boasts the said bedding, there is one that can be advised as one-stop-shop for all your bedding needs. And it decisively deals Memory foam. This location is called Home Textile.

Home Textile boasts broad variety of textile goods for the home. Here, you will decisively find Memory foam bedding. They are accessible in distinct dimensions extending from lone beds to super monarch dimensions beds. You can even purchase other bedding desires for example children’s bedding, luxury bed linen, duvets, dozing sacks, waterproof bedding and FR bedding.

Buying from Home Textile is easy. You just have to attach to the Internet and browse through the broad assortment of 4ft memory foam bed and Memory foam pillow. You can ascertain on the site’s buy principle and FAQ for more minutia of how to purchase. You may furthermore communicate them exactly for more inquiries. Once you are resolved with their principle and the pieces to purchase, you can start putting your buys to your virtual buying cart. It will proceed all the way to giving and having your pieces consigned right at your doorstep.

NYC - Housing Court System

Filed under: General — Tags: , , , — admin @ 5:36 am

The New York City housing court system is comprised of five regional branches for every one of the 5 boroughs of Queens, Brooklyn, Manhattan, Staten Island, and the Bronx. Cases are heard dependent on the positioning of the residence involved.

Queens housing court is found in the Jamaica neighborhood of the county, in a relatively new building with modern architecture. Seventeen judges hear around two hundred cases a day, though oftentimes a case will be pushed back for another day due to varied reasons.

Unlike what one may suspect, in a typical situation one doesn’t instantly go to trial, but first engages in what is often known as resolution, a process whereby the court attempts to bring the two disputing parties together in harmony so as to avert an actual trial. The court hopes to cut back on its workload and backlog, of course, but this is an entirely reasonable step in the interests of fairness.

Oftentimes the whole reason a situation is at court to start with is that communication and trust has fully broken down, or that perspectives are so irreconcilable that an independent third party’s perspective becomes necessary. Unlike what one may imagine from watching TV, housing cases do not usually involve juries, and are nearly always arbitrated by the judge alone.

so just as frequently as not a case continues onto a trial itself. In the resolution phase, a court lawyer, who works for the judge, will hear out the two parties and try to broker a settlement. If that’s not possible , a trial date is set, but due to backlog it can be weeks before the problem is revisited. Depending on the exact circumstances, it may be in either the tenant’s or the landlord’s or both’s, even best interests to avoid trial and compromise on the spot.

To find more interesting articles such as this one visit www.blogmeisters.com.

August 31, 2010

Errors With Medicine

Filed under: legalinformationteam — admin @ 10:45 am

Drugs and also other pharaceutical medication can be extremely beneficial if prescribed and used in the right way. However, whenever a medicine is prescribed mistakenly or possibly a dosage error happens, the effects for the sufferer might be serious and perhaps fatal. Physicians, pharmacists, and nurses can be held accountable for medical malpractice involving prescribed medication errors, which occurs all too often.

At least 1.5 million people in America are sickened, injured or killed each year through mistakes in prescribing, dispensing and taking medicines, the Institute of Medicine determined in a major document published in 2006. An alarming review by a panel of industry professionals determined that mistakes in providing drugs can be so widespread in hospitals that, on average, an individual could be subjected to a medication mistake each day he or she occupies a hospital bed! Many of these medication errors could be avoided if doctors adopted electronic prescribing or if hospitals had a standardized bar-code system for checking and dispensing medicines, the report explained.

Typical errors include physicians issuing prescriptions that will interact dangerously with other drugs a patient is taking, nursing staff putting the wrong medication — or an incorrect dose — in an intravenous drip and pharmacists giving out 100-milligram tablets rather than the prescribed 50-milligram dosage. According to previous research, the panel thought that medication errors cause at least 400,000 preventable injuries and fatalities in hospitals every year, over 800,000 in nursing homes and facilities for the elderly, and 530,000 involving Medicare clients treated in outpatient centers. The report stated the actual figures are most likely much higher.

Medical professionals have a responsibility to make sure that the prescription drugs they order for their patients are appropriate and are given in the right way. Likewise, hospitals, through their nursing personnel, have a duty to ensure medicines are appropriate and given as directed by the medical professional. Additionally, pharmacists and pharmacy staff are accountable for ensuring that medications ordered will not clash with other prescription drugs a patient could be receiving and for filling prescriptions correctly. However, these responsibilities are regularly neglected and serious errors occur in prescribing and giving prescription drugs to patients.

If you or anyone you know has been injured by a prescription medication error, call a skilled personal injury lawyer in Evans Georgia for a consultation. Try to find attorneys which have experience representing sufferers of medication errors, and have access to professional consultants who can help in considering your case.

Find an Augusta Georgia Personal Injury Law Firm today if you have been injured by Medical Malpractice.

Medical Malpractice Law Firms in Augusta could be able to get you the compensation that’s rightfully yours.

August 30, 2010

Blunders With Prescribed Drugs

Filed under: legalinformationteam — admin @ 3:39 pm

Drugs and other pharaceutical medication are often very effective if prescribed and used properly. Then again, whenever a medication is prescribed incorrectly or perhaps a dosage error occurs, the outcomes for the patient could be severe perhaps even lethal. Medical professionals, pharmacists, and nursing staff could be held liable for medical malpractice involving prescription medication mistakes, which occurs all too often.

At least 1.5 million US patients are sickened, killed or injured annually as a result of errors in prescribing, dispensing and taking medicines, the Institute of Medicine found in a major survey published in 2006. An alarming report by a panel of industry professionals discovered that errors in issuing prescription drugs are so prevalent in hospitals that, on average, a patient could be subjected to a medication error each day that person occupies a hospital bed! A number of these medication errors would be prevented if physicians put into practice electronic prescribing or if hospitals had a standardized bar-code system for verifying and dispensing drugs, the report explained.

Common mistakes include doctors issuing prescription medications which could interact dangerously with other medications an individual has been prescribed, nurses adding the wrong drugs — or the wrong dosage — in an intravenous drip and pharmacists giving out 100-milligram pills instead of the prescribed 50-milligram dose. Based on previous reports, the panel thought that drug mistakes contribute to no less than 400,000 preventable injuries and fatalities in hospitals every year, in excess of 800,000 in nursing homes and facilities for the elderly, and 530,000 involving Medicare recipients dealt with in outpatient centers. The report said the actual numbers are probably much higher.

Physicians have a responsibility to make sure that the medications they order for their patients are suitable and are also given in the right way. Furthermore, hospitals, through their nursing personnel, have a duty to make sure prescription drugs are suitable and given as ordered by the doctor. Furthermore, pharmacists and pharmacy personnel are accountable for making sure that prescription drugs ordered don’t conflict with other medications an individual could be receiving and for filling prescriptions correctly. Regrettably, these duties are sometimes neglected and significant errors are made in prescribing and administering prescription drugs to patients.

If you or a person you know has been injured by a medication error, phone a good personal injury attorney in Macon GA to get a consultation. Try to find attorneys who have experience representing victims of medication errors, and have access to qualified consultants who are able to help in evaluating your case.

Select a Personal Injury Attorney in Macon Georgia immediately if you have been seriously injured by Medical Malpractice.

Medical Malpractice Attorneys in Macon GA could be able to help get you the compensation you deserve.

August 29, 2010

What Chapter of Bankruptcy Should You File- A Las Vegas Bankruptcy Attorney Gives You Advice

Filed under: legalinformationteam — admin @ 2:49 pm

As a Las Vegas Bankruptcy Lawyer I have first hand awareness of the recession that our nation is presently undergoing.  Las Vegas has been exceptionally hard hit by this economic crisis.  That is why, as a Las Vegas Lawyer, I have heard many horror stories.  There are lots of, potential ways, to  get rid of your debt problems. For instance, debt consolidation loan, negotiating down your debt and bankruptcy.  However, you need to know about bankruptcy before you file. This article will help you understand the Chapter 13 bankruptcy.

A chapter 13 bankruptcy can be the best and sometimes the only option for those seeking credit card debt relief. However, there are several warnings that all debtors should comprehend before even considering filing a chapter 13 bankruptcy. This information will first, briefly go over, the differences between Chapter 7 and 13 bankruptcy and will then go into why you should be wary bout filing a Chapter 13 bankruptcy.

A chapter 13 bankruptcy and a chapter 7 bankruptcy vary significantly. Under a Chapter 7 bankruptcy, the debtor will not have to pay the majority of his debts. Therefore, absent certain statutory exceptions, once a chapter 7 bankruptcy is filed and authorized by the Bankruptcy Court, the debtor will be able to get a fresh financial start on his life.

However, chapter 13 bankruptcies take three to five years to be completed. With a Chapter 13 bankruptcy you are placed in a payment plan that lasts three to five years. This payment plan essentially means you have to pay your creditors, a set amount, every month for three to five years. After the three to five years are finished, you will then receive a discharge for your debts.

One particular problem with filing a Chapter 13 Bankruptcy would be that the completion rate for a chapter 13 plan is very low. For example, in my home town, Las Vegas, chapter 13 bankruptcies are only completed approximately 35% of times.

In conclusion, most people who file a Chapter 13 are condemned to failing. So, the only time you should file a Chapter 13 bankruptcy is under the following situations:

1. You are behind on your mortgage loan, you want too keep your house and you’re simply not eligible for a financial loan modification. A chapter 13 only allows you keep your house. Also, with a Chapter 13 bankruptcy you can strip off the second mortgage. Furthermore, federal loan mod programs only work for owner occupied real estate. So, filing Chapter 13 maybe your only chance save investment properties that you might own.

2. You make money. Under a Chapter 7, BACPA regulations, the debtor is needed to pass a means test. The means test states, roughly, that you could only declare, a Chapter 7 Bankruptcy, if you are at or below the median income of the state where your are filing your bankruptcy. Therefore, if you make money, you probably cannot file a chapter 7 bankruptcy.

3. You want too keep non-exempt assets. Filing a chapter 7 bankruptcy will not leave you destitute. The Chapter 7 Bankruptcy allows selected personal property to be exempt from creditors. However, there are definite restrictions. For instance, in Nevada, your car car worth up to $15,000 is exempt from creditors. Therefore, if you wanted to keep your custom built muscle car or Rolls Royce a Chapter 7 bankruptcy may not be your best option.

In conclusion, it might be advantageous for you to file a chapter 13 bankruptcy. Personally, I would only fie a Chapter 13 bankruptcy if the above situations were found. Additionally, if you wish to keep certain assets you maybe able to buy those assets back from the trustee. Consequently, you may choose to keep your costly car and still file a chapter 7 bankruptcy. Consequently, at the minimum, only file a chapter 13, after in depth study and once you have been given legal advice.  Please though, if you want to seek bankruptcy relief contact a reputable Las Vegas Bankruptcy Lawyer.

 

Cooking games

What Do Conveyancing Legal Professionals Do?

Filed under: Real Estate Law — Tags: , , , — admin @ 10:39 am

For the past number of years, the term “buyers market” has frequently been mentioned throughout the press. The global economic climate remains in poor shape, and with more people losing their properties there has never been a more wonderful time to be property attorneys.

What is conveyancing? The term refers to the lawful agreements regarding the transfer of property or home among two parties. These agreements additionally include payment options, such as mortgages, and coverage of utilities.

An attorney that practices conveyancing law is generally accountable for setting up any legal agreements as well as negotiations between the two parties. Normally 3 conveyancing solicitors are present for the particular negotiations: one representing the customer, one the seller and one the home finance loan adviser should one be required. All discussions occur within a 10-12 day time period, where agreements are at some point agreed upon and therefore signed by each party.

Every country possesses his own customs with regards to conveyancing law; yet, they are only present in nations which practice common law. In america, almost all of the capabilities of your conveyancing law firm are usually executed by your financial institution or realtor. Your lawful components could be looked over by a lawyer but are commonly standardized thus a rudimentary understanding of law is usually the sole prerequisite when penning and signing the legal agreements. A number of states continue to require conveyancing solicitors, however, not as many within the last 3 decades.

Someone who’s considering conveyancing law would likely do very well to learn and then practice in The united kingdom where, in contrast to the US, the concept of employing law firms, or perhaps solicitors, for real estate requirements remains to be quite normal. Great britain is the greatest place to execute conveyancing legislation. The majority of solicitors may make nearly all of their own earnings based on this legislation preference on it’s own. A few lawyers enjoy performing this form of law full-time and are known in the British legal program as accredited conveyors. The wage pertaining to both solicitors and qualified conveyors is fairly amazing, with opening incomes starting at around 80,000 Usa Dollars.The particular inclination within the Uk is to make use of a regional conveyancing attorney and they are usually in great supply within the Uk. Conveyancing lawyers Leeds offer a range of legal solutions for consumers residing in the north of England.

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